Debt ski gets you thinking After playing a few rounds of the Debt Ski game, I can’t say I’ll suddenly be better at debt management or credit repair. But if you sit back and analyze the game, it makes a point. It factors in income, necessary spending, discretionary spending and a credit card limit. This game is ...

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I recently received a pamphlet about the “improvements” that Bank of America is making on several of their checking accounts. But after reading through it, all I see are a bunch of small fee increases. For example, many people have the MyAccess checking with no minimum balance requirement and no direct deposit requirement. ...

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Legislation to rein in credit card practices and eliminate sudden rate hikes and late fees that have entangled millions of American consumers is getting closer to becoming law, bolstered by presidential pressure and the backdrop of economic calamity.» E-Mail This     » Add to Del.icio.us Read more about Congress Nears Action On Credit Cards...

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Since I was feeling rather more flush with cash than usual, I decided to make an extra payment on my mortgage this month. It was so easy! I have it set up for electronic payment from my bank anyway, and if I send them an amount that doesn't match the monthly payment exactly to the ...

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Make a new plan, Stan CLICK HERE if you missed the first part of this “Repair Your Credit” E-book chapter. Many of these tips seem commonsense, but if they are, why aren’t more of us practicing them in our financial lives? I think it’s because we can all use a refresher once in a while, particularly ...

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